Fax: (610) 490-6246

Delaware County Homeownership and Credit Counseling, Inc. (DCHCC)

is a Pennsylvania non-profit corporation that has been offering services to homebuyers in the affordable housing market since August 2, 1999.  DCHCC offers a full range of counseling services utilizing a staff of counselors certified by Pennsylvania Federation of Housing Counselors and Agencies.  Our counselors are all employees of DCHCC and have backgrounds in real estate, banking, education and housing.

 

Our approach and curriculums are directed toward screening and assessment of homeownership potential and readiness and preparation of individual homeownership achievement plans.  Clients of similar readiness levels begin instruction at an appropriate level that will move them to homeownership in a time period that generally assures success.  Clients of DCHCC have purchased their first home in time periods ranging from weeks to more than 24 months depending upon the credit issues and readiness level of the individuals.

 

DCHCC’s philosophy is that every low and moderate income family must have an exit strategy from their current dependence on housing assistance or the cycle of low paying jobs and less than adequate rental properties.

 

Three counseling opportunities are available to the various levels of purchasers. 

 

The Wallet Wisdom Course is a basic financial management course designed to move clients from a cash lifestyle to a sound financially independent and credit worthy lifestyle.  This Course is for those clients who may be ready to purchase a home in a year or less.

 

The Homeownership Course is designed for clients who have established credit but need to know the basics about buying a home, securing and paying a mortgage, and maintaining your first home in a new community.  This Course is for clients who are ready to purchase a home now.

 

One on One Counseling is available to clients who may have credit problems that need to be repaired before or during the time they are enrolled in one of our other courses.  Individual credit repair plans are prepared and clients meet periodically to review the clients progress.

Delaware County Housing Authority

Del Co Homeownership

And Credit Counseling Inc